Cosmetic surgery financing makes procedures obtainable and affordable to those who don’t have access to the funds when they would like their procedure.

Medicare and private health insurers do not provide cover for most cosmetic procedures so cosmetic surgery financing using a specific cosmetic surgery loan is often an effective way to go.

Many funding alternatives are available, and it is important to look at your own situation before making a decision. At Alia Clinic, we have no financial association with any organization, but do provide information on two providers who have helped patients in the past, Mediplan www.mediplan.com.au and MacCredit www.MacCredit.com.au. More information can be found at their websites.

Cosmetic surgery financing is usually available for all procedures costing above a certain base amount. Monthly payments are usual, similar to leasing a car or buying a house. Interest is paid on amounts outstanding. The loans for cosmetic surgery financing range from 2-5 years. Usually they require no deposit.

Application forms are available at the time of consultation, but please consider whether you wish to use any of these should you wish to go down that path.

Before applying for a loan, it is important to know beforehand which procedure you are choosing and the total costs. At Alia Clinic, there are no financial surprises, all our costs are documented at the time of consultation and routine follow ups after surgery are free of charge (may not apply to vein procedures). If GST is applicable, the final figure quoted will include the 10% the government adds. Then approach the finance company for the loan.

As with any type of loan, think of your financial position carefully and make sure you are not getting yourself into excessive debt.